Advisors Mortgage Group · Branch NMLS #1480246
Toms RiverNew JerseyTeam Meyer
Amy Meyer, Branch Manager NMLS #180855
Loan programs
Popular loan programs from the Toms River office.
A few of the options we offer. Not sure which fits? The team walks you through it, free and with no obligation.
01
NJHMFA Down Payment AssistanceNJ · up to $22,000New Jersey’s statewide program: up to $22,000 toward down payment and closing costs.
Best forNJ first-time buyers.
02
Conventional LoansFrom 3% downCompetitive rates and flexible terms for buyers with solid credit — the classic path to homeownership.
Best forCredit 620+, 3% or more down, primary homes, second homes and investments.
03
FHA Loans3.5% downLower down payments and more forgiving credit requirements — a favorite for first-time buyers.
Best forFirst-time buyers, credit from 580, 3.5% down.
04
VA Loans0% downNo down payment and no monthly mortgage insurance for those who served.
Best forVeterans, active-duty service members and eligible surviving spouses.
05
USDA Loans0% down100% financing for homes in eligible rural and suburban areas.
Best forModerate-income buyers outside major metros.
06
Rate & Term RefinanceSwap your current loan for a better rate or a shorter term without taking cash out.
Best forHomeowners whose rate is above today’s market.
07
Cash-Out RefinanceRefinance for more than you owe and take the difference in cash.
Best forBig projects, tuition, or paying off high-interest debt.
08
Renovation LoansOne loan for the home and the improvements — the easiest way to afford the renovation on a home you’re buying.
Best forFixer-uppers and homes that need work before move-in.
The people
The Toms River team.
1person. Pick up the phone and you get them.
Visit us
Around Toms River.
1416 Hooper Ave, Toms River, NJ 08753Show map
1416 Hooper AveToms River, NJ 08753
(732) 292-3133Call the office
Hours
| Mon | 8:30am-5:00pm | |
| Tue | 8:30am-5:00pm | |
| Wed | 8:30am-5:00pm | |
| Thu | 8:30am-5:00pm | |
| Fri | 8:30am-5:00pm | |
| Sat | 10:00am-2:00pm | |
| Sun | 10:00am-2:00pm |
What homes cost around Toms RiverOcean County, as of Nov 2025
$477,500median sale price
$2,328typical monthly rent
1.42%effective property tax
Let's Talk
Contact the Toms River, NJ – Team Meyer team
Send a message and the right person gets back to you.
Ready to get started with the Toms River team?
Apply online in minutes or call the branch directly — a local advisor picks up.
