Sobre Robert
With big dreams and even more determination, Advisors Mortgage Group, LLC was founded in October 1999 by a single loan officer in a 400 square foot office in Shrewsbury, New Jersey. In the years since its formation, Advisors has grown to serve not only the greater New Jersey area, but also a vast portion of the United States.
Our immense experience is our greatest asset and is the foundation of the success of the company and every Advisors branch and loan officer.
Con licencia en FL, NJ
Guías gratuitas de Robert
Guía para compradores primerizos
Por qué ser propietario, los 7 pasos, la lista de documentos y qué hacer y qué no: léala aquí, sin descargas.
Guía del comprador
Programas, papeleo y errores comunes — la guía completa para comprar.
Guía del vendedor
¿Vende y compra al mismo tiempo? Empiece aquí.
Dónde encontrar a Robert
Robert trabaja desde nuestra oficina de Point Pleasant, NJ. Rama NMLS #2022246.
Lo que dicen los clientes sobre Robert
137 reseñas de clientes
Reseñas verificadas de clientes a través de Experience.com
Great experience!
............
Me and my family members have used Bob Obsuth for previous mortgages ,his expertise makes the process seamless .
I have had several mortgages with Bob and Tara over the past 25 years. Bob's quick thinking and experience has always been a great asset to helping me build my real estate portfolio. They make themselves available at all hours and provide quick competent advice when needed. Bob really saved the day for me years ago when my buyer couldn't close he helped buyer's loan officer figure out what to do to bring us to a successful closing. Thanks Bob and Tara.
Excellent service .
THank you to Bob, Tara and Greg for all the help.
It was a very streamline and easy process
Communication was excellent!
Start to finish Bob and the team went above and beyond to help me through the home buying process, even so far as answering calls and emails while on vacation. It was a pleasure working with them and look forward to again in the future
Mr. Obsuth made the entire experience easy and stress free, especially for a first time home buyer. He answered all my questions quickly, honestly, and simply. A great experience.
from start to finish my team did everything needed and more to help me secure the best rate possible and awnsered all the questions and concerns i had. it was a much easier and streesfree than expected
Robert and team made the process worryfree. I received consistant communication on the status and what to expect next. If you need a mortgage I strongly recommend Rober Obsuth and his team at Advisors
The entire team handled my loan application professionally and quickly. We had a short time window and did it without realtors or an attorney and were able to get everything done in less than a month. The communication with the team was outstanding and I had all of my (many) questions answered quickly and completely. Buying a house is a stressful and excited occurrence, and Bob and his team made it as seamless as possible. I can't thank them enough.
I just wanted to take a moment to sincerely thank Advisors for all the help and guidance throughout what was a complex situation for us. There were several twists and turns, and many things had to fall into place to make our transaction successful. The team's support, patience, and expertise made a huge difference, and we’re incredibly grateful for everything the team did to help us navigate the process. We truly appreciate your dedication and professionalism, it didn’t go unnoticed. We will not hesitate to continue to use Advisors in the future. Bob and team were amazing!
Bobs knowledge and expertise was truly amazing and made our experience extreamly pleasant.
I bought my first house with Bob when he worked at another financial establishment. He is the best and that's why I followed him to Advisors MG. Three houses later, I still trust him to get me the loan I need.
Robert Obsuth and team were the best mortgage team I've ever worked with. Ive used them for three different houses including a primary residence and an investment property . They are very knowledgeable, friendly , they get things done FAST, and they always have good interest rates .
Easy to work with, made a stressful event a little easier!
We had a great experience with Bob and mortgage advisors. Everyone involved was extremely helpful and attentive. Bob took time to make sure we got the best deal and explained everything thoroughl. we would recommend him and his services to anyone.
Everyone responded promptly, they were friendly, explained any confusing points, went above expectations to expedite the process, were very professional and helpful. Simply terrific in every sense of the word!
Bob and team were always available, even on a plane to Italy. He made my loan approval process a priority and it was obvious.
Easy peasy
Great team to work with!
They made it easy and explained everything along the way
Professional, quick response, were always available for questions, made the process painless, helped me get the right products and also helped with making my offer stronger. Would highly recommend.
Últimas noticias del mercado
The latest PCE inflation report came in cooler than expected, giving both stocks and bonds a boost. Headline inflation rose just 0.3% for the month, while the year-over-year rate fell from 3.7% to 3.4%, better than forecasts. Core inflation, which excludes food and energy, increased only 0.2% and declined from 3.3% to 3.0% annually.
The softer inflation data could reduce pressure on the Federal Reserve to raise rates immediately. New York Fed President John Williams indicated there is no urgency to act following September’s rate hike, although he still expects another increase may be needed later this year.
One area of concern is consumer finances. The savings rate dropped from 4.6% to 4.1%, its lowest level in four years, suggesting consumers continue to spend while saving less.
The inflation report was encouraging for financial markets and showed meaningful progress toward lower inflation, which could help ease some of the upward pressure on interest rates if the trend continues.
Source: MBS Highway
The housing market is shifting in buyers’ favor as more homes become available and competition eases. Redfin reported that,“Sellers outnumbered buyers by 58% in August, the biggest gap in Redfin’s records, driven by a surge in listings and stagnant demand”.
This is the widest gap since Redfin began tracking in 2013. Also interesting is that housing supply reached its highest level in more than a decade, giving buyers more choices and negotiating power.
Affordability remains a challenge, with mortgage rates around 7% and the median existing-home price rising 1.6% year over year. Pending sales and mortgage applications have declined, as high costs and economic uncertainty keep some buyers on the sidelines. Many homeowners are also hesitant to trade their existing low mortgage rates for higher ones.
In some markets, homes are taking longer to sell, prompting sellers to adjust prices and increase marketing efforts. Buyers with substantial cash or home equity are especially well positioned, although the overall sales pace through August remained largely unchanged from last year.
For buyers who are financially ready, greater selection and less competition offer an encouraging opportunity to find a home that fits their needs and budget.
The Federal Reserve raised its benchmark interest rate by 0.25 percentage points, bringing the target range to 3.75%–4.00%. The Fed made the move because they feel that inflation remains elevated, while consumer spending, business investment and the labor market continue to show resilience. Higher rates are intended to slow demand and help return inflation to the Fed’s 2% goal.
Although the Fed does not directly set mortgage rates, its decisions influence the bond market and investors’ inflation expectations. When the Fed hikes rates it can be seen as deflationary since it makes borrowing money more expensive and slows down the movement of money. Bond investors’ arch enemy is inflation so a push from the Fed to fight inflation can garner more attention from investors to purchase more bonds which would help mortgage rates decrease. However, the comments following the policy change put pressure on the bond market since Fed Chair Warsh’s comments were seen as “thin” and he also mentioned inflation is still hanging around.
If inflation cools and the Fed wins the trust of the markets by continuing to fight inflation, we could see rates have a chance to improve, but if the opposite occurs rates could continue their trend and increase more. Oil is also a large factor and if we can get it to drop in price it could also assist mortgage rates to improve.
Source : Federal Reserve
