Sobre Michael
With big dreams and even more determination, Advisors Mortgage Group, LLC was founded in October 1999 by a single loan officer in a 400 square foot office in Shrewsbury, New Jersey. In the years since its formation, Advisors has grown to serve not only the greater New Jersey area, but also a vast portion of the United States.
Our immense experience is our greatest asset and is the foundation of the success of the company and every Advisors branch and loan officer.
Con licencia en CA, FL, NJ, NY, PA
Guías gratuitas de Michael
Guía para compradores primerizos
Por qué ser propietario, los 7 pasos, la lista de documentos y qué hacer y qué no: léala aquí, sin descargas.
Dónde encontrar a Michael
Michael trabaja desde nuestra oficina de Oceanport, NJ. Rama NMLS #131520.
Lo que dicen los clientes sobre Michael
365 reseñas de clientes
Reseñas verificadas de clientes a través de Experience.com
Thank you Mickey for your patience, and to give me a chance to buy my first house.
no addition imput at this time .
Mickey is fast, responsive, and easy to work with. Best mortgage experience we have had.
Made the process as easy as possible. Everyone was very knowledgeable and helpful.
this was as easy as this process can be
Great service!!
Mickey was extremely thorough and persistent. Every step of the process was handled timely with professionalism. I highly recommend his services if you are purchasing a home or refinancing to handle your mortgage needs.
Loan process was quick and the team was very responsive to ensure everything was correct.
Advisors Mortgage Group is top notch. Mickey Perrulli and Jessica East handled my whole mortgage process seamlessly, turning what’s usually a stressful experience into a very smooth one. Both of them responded to emails, phone calls or texts almost immediately. They handled any issues that popped up like it was nothing. Mickey answered every question I had without hesitation. Having this level of responsiveness and attention to detail is not something you see often, and is extremely refreshing to deal with. Thanks to their efficiency, I was able to close in 45 days, even after I threw Mickey a curve ball and switched up my mortgage strategy halfway through the process, causing them to basically start over. I would & will recommend them to anyone seeking a mortgage. Thank you guys!Advisors Mortgage Group is top notch. Mickey Perrulli and Jessica East handled my whole mortgage process seamlessly, turning what’s usually a stressful experience into a very smooth one. Both of them responded to emails, phone calls or texts almost immediately. They handled any issues that popped up like it was nothing. Mickey answered every question I had without hesitation. Having this level of responsiveness and attention to detail is not something you see often, and is extremely refreshing to deal with. Thanks to their efficiency, I was able to close in 45 days, even after I threw Mickey a curve ball and switched up my mortgage strategy halfway through the process, causing them to basically start over. I would & will recommend them to anyone seeking a mortgage. Thank you guys!
Advisors Mortgage Group is top notch. Mickey Perrulli and Jessica East handled my whole mortgage process seamlessly, turning what’s usually a stressful experience into a very smooth one. Both of them responded to emails, phone calls or texts almost immediately. They handled any issues that popped up like it was nothing. Mickey answered every question I had without hesitation. Having this level of responsiveness and attention to detail is not something you see often, and is extremely refreshing to deal with. Thanks to their efficiency, I was able to close in 45 days, even after I threw Mickey a curve ball and switched up my mortgage strategy halfway through the process, causing them to basically start over. I would & will recommend them to anyone seeking a mortgage. Thank you guys!
I can't speak highly enough of the service i I received through Mickey Perrulli. He was always available to answer my questions and provide necessary guidance through the entire process.
My wife Veronica and I just closed on our mortgage with Mickey and Jessica from Advisors Mortgage Group and we couldn't be happier with the entire experience. From day one, they didn't treat us like just another file on their desk, they took a real interest in us as clients and in making sure our mortgage experience went smoothly. What stood out the most was how on top of everything they were. Every single day they were following up, keeping us updated, and answering our questions before we even had to ask. You could tell they actually cared, not just about getting the deal done, but about us. We have nothing but nice things to say about Mickey and Jessica. If you're looking for a mortgage team that will truly look out for you and stay on it from start to finish, these are your people. Highly recommend! — Gustavo & Veronica
Great guidance helping us through the process as first time home buyers!
Working with my lender has been an amazing experience from start to finish. We worked together for almost two years while I prepared financially to buy my home. He was incredibly patient, always available to answer my questions, and gave me honest advice every step of the way. He never pressured me and truly wanted to make sure I was financially ready before moving forward.
Working with my lender has been an amazing experience from start to finish. We worked together for almost two years while I prepared financially to buy my home. He was incredibly patient, always available to answer my questions, and gave me honest advice every step of the way. He never pressured me and truly wanted to make sure I was financially ready before moving forward.
See prior comments
Great experience working with Todd Rovinsky, Michael Perrulli and Jessica East at Advisors Mortgage Group. They were excellent throughout the entire mortgage process and helped us close within a 30-day period. Even the title company commented that everything was always up to date and well organized on the lender’s side, which made the process smooth and stress-free. This is the second time we’ve used their services, and once again the outcome has been nothing but positive. We truly appreciate the professionalism and efficiency of the entire team. Congratulations to everyone at Advisors Mortgage Group on a job well done!
We needed this to go quickly since we had another situation fall through and Mickey was great at gathering our information and getting things done within the quick time frame needed. Quick turn around & delivered as promised! Highly recommend 👏👌
We needed this to go quickly since we had another situation fall through and Mickey was great at gathering our information and getting things done within the quick time frame needed. Quick turn around & delivered as promised!
FAST, EASY, totally FANTASTIC to deal with Mickey and his whole team! I cannot thank Advisors Mortgage Group enough!
No fuss, no.muss. Took a little over a week for approval. Thank you!
Mickey was very easy to work with and reliable! I'd highly recommend him to anyone I know that is beginning the mortgage process. He was always available and if he missed a call, hed he'd get back very quick.
Mickey made the Mortgage process of purchasing a home easy. We were cleared for a fast closing and he was so helpful and responsive anytime of the day we needed him.
Wonderful team of kind and caring people!!! We’ve purchased 2 homes with Barbara and the process has been seamless!
I would never even consider using another mortgage company after my past two experiences with Michael Perrulli at the Oceanport branch. He was so friendly, knowledgeable and organized , always promptly returning my calls and texts and getting everything done so quickly and smoothly .
Últimas noticias del mercado
The latest PCE inflation report came in cooler than expected, giving both stocks and bonds a boost. Headline inflation rose just 0.3% for the month, while the year-over-year rate fell from 3.7% to 3.4%, better than forecasts. Core inflation, which excludes food and energy, increased only 0.2% and declined from 3.3% to 3.0% annually.
The softer inflation data could reduce pressure on the Federal Reserve to raise rates immediately. New York Fed President John Williams indicated there is no urgency to act following September’s rate hike, although he still expects another increase may be needed later this year.
One area of concern is consumer finances. The savings rate dropped from 4.6% to 4.1%, its lowest level in four years, suggesting consumers continue to spend while saving less.
The inflation report was encouraging for financial markets and showed meaningful progress toward lower inflation, which could help ease some of the upward pressure on interest rates if the trend continues.
Source: MBS Highway
The housing market is shifting in buyers’ favor as more homes become available and competition eases. Redfin reported that,“Sellers outnumbered buyers by 58% in August, the biggest gap in Redfin’s records, driven by a surge in listings and stagnant demand”.
This is the widest gap since Redfin began tracking in 2013. Also interesting is that housing supply reached its highest level in more than a decade, giving buyers more choices and negotiating power.
Affordability remains a challenge, with mortgage rates around 7% and the median existing-home price rising 1.6% year over year. Pending sales and mortgage applications have declined, as high costs and economic uncertainty keep some buyers on the sidelines. Many homeowners are also hesitant to trade their existing low mortgage rates for higher ones.
In some markets, homes are taking longer to sell, prompting sellers to adjust prices and increase marketing efforts. Buyers with substantial cash or home equity are especially well positioned, although the overall sales pace through August remained largely unchanged from last year.
For buyers who are financially ready, greater selection and less competition offer an encouraging opportunity to find a home that fits their needs and budget.
The Federal Reserve raised its benchmark interest rate by 0.25 percentage points, bringing the target range to 3.75%–4.00%. The Fed made the move because they feel that inflation remains elevated, while consumer spending, business investment and the labor market continue to show resilience. Higher rates are intended to slow demand and help return inflation to the Fed’s 2% goal.
Although the Fed does not directly set mortgage rates, its decisions influence the bond market and investors’ inflation expectations. When the Fed hikes rates it can be seen as deflationary since it makes borrowing money more expensive and slows down the movement of money. Bond investors’ arch enemy is inflation so a push from the Fed to fight inflation can garner more attention from investors to purchase more bonds which would help mortgage rates decrease. However, the comments following the policy change put pressure on the bond market since Fed Chair Warsh’s comments were seen as “thin” and he also mentioned inflation is still hanging around.
If inflation cools and the Fed wins the trust of the markets by continuing to fight inflation, we could see rates have a chance to improve, but if the opposite occurs rates could continue their trend and increase more. Oil is also a large factor and if we can get it to drop in price it could also assist mortgage rates to improve.
Source : Federal Reserve
