Sobre Patricia
With big dreams and even more determination, Advisors Mortgage Group, LLC was founded in October 1999 by a single loan officer in a 400 square foot office in Shrewsbury, New Jersey. In the years since its formation, Advisors has grown to serve not only the greater New Jersey area, but also a vast portion of the United States.
Our immense experience is our greatest asset and is the foundation of the success of the company and every Advisors branch and loan officer.
Con licencia en NJ, PA
Guías gratuitas de Patricia
Guía para compradores primerizos
Por qué ser propietario, los 7 pasos, la lista de documentos y qué hacer y qué no: léala aquí, sin descargas.
Dónde encontrar a Patricia
Patricia trabaja desde nuestra oficina de Linwood, NJ. Rama NMLS #1663364.
Lo que dicen los clientes sobre Patricia
226 reseñas de clientes
Reseñas verificadas de clientes a través de Experience.com
It was a smooth process throughout the entire timeline . Application, to approval, to closing.
Na Na
The service and attention to detail through out the process was great. Responses where given as soon as possible when it cane came to all matters of questions, even if they where to reaffirm any past information and made sure everything was finished quickly and conveniently as well.
Ease of communication and transparancy
Patty Struett was such an amazing asset to our home buying process! She was honest and personable!! Patty took the time to make sure we were well informed and confident about our decisions or outcomes! I would absolutely go to Patty again and again!!
Patty was always there when we needed anything and would clarify any concerns. She truly made it feel like a friendship more than just buisness. Her personality and how much she really puts into her work is unbelievable. She will always be my recommendation and my go to
Patty is a great Loan Officer with greater personalities. She makes sure you'll get the answer you needed before you could even come up with the question yourself. She's truely an expert when it comes to finding a loan that works for you and keep the process continuing as smooth as ever!
It was great because Patricia took the information she knew she would need, ran with it allowing me to focus on other aspects of the transaction and then got back to me only for specific areas of attention.
Patty made the process stress free and took time to explain any questions we had along the way. She always communicated promptly and showcased her expertise throughout the Whole process
My experience was great because Patty made it super simple to complete any tasks we needed to get done. From top to bottom we were helped with any questions we had.
Patty provided us with uo up to date information about our loan application and was very fast in responding to the many questions that we had. Patty was available days/nights and weekends. I couldn't ask for a better source to work with than Patty
No comment
Excellent crew. Will be employing their services again.
got all numbers where we wanted them and will hopefully assist in the future when we are ready to refinance.
She was wonderful to work with. Her communication, patience, and knowledge made this process so much easier than I expected.She made everything so easy, clear, and stress-free. I’m truly grateful for her guidance and support.
the best and helpful advice I could get ... thank you so much Patricia struett .
I would recommend Patty to everyon. she was very helpful amd knowledgeable. she was able to answer any questions we had and was always bery helpful and supportive
I worked with Patricia she did an amazing job with helping me, she explained everything thoroughly and always responded super quick, I would recommend anyone looking at buying a home to her.
This team worked overtime to get this mortgage approved. Communication was key for a successful closing. High recommend.
Patty helped make buying a house easy. She is well organized and easy to talk to about issues, concerns, or questions. She responds to emails and calls quickly.
We couldn’t have asked for a better experience than the one we had with Patty and Christina. From start to finish, the process was handled with such professionalism, patience, and care that what could have been a stressful and overwhelming experience felt smooth, organized, and surprisingly easy. Patty is absolutely outstanding as a loan officer. She took the time to clearly explain every step of the refinancing process, breaking down all the details so that we felt informed and confident in the decisions we were making. She was always available to answer our questions—no matter how big or small—and she did so with kindness, expertise, and genuine enthusiasm for helping us reach our financial goals. Her knowledge of the industry is remarkable, and it was obvious from the beginning that she had our best interests at heart. Christina was equally incredible, and together they made a powerhouse team. She was proactive, efficient, and on top of every detail. Her communication was always prompt and clear, and she kept us updated every step of the way. We never had to wonder where things stood or what came next because Christina made sure we were always in the loop. Her attention to detail and organizational skills made the entire process feel seamless.
The knowledge and advice provided by my loan officer made a stressful process as easy as it could be
Working with Patty made this entire experience so much more bearable and worthwhile. She helped my husband and I understand each step along the way and went above and beyond to get us where we are today. We now own a beautiful home in an amazing neighborhood through an FHA Loan and we couldn't have done it without Patty. Thank you so much!!
Excellent customer service throughout Liam process
We got our loan process very easily and fast. They guide us through the process.
Últimas noticias del mercado
The latest PCE inflation report came in cooler than expected, giving both stocks and bonds a boost. Headline inflation rose just 0.3% for the month, while the year-over-year rate fell from 3.7% to 3.4%, better than forecasts. Core inflation, which excludes food and energy, increased only 0.2% and declined from 3.3% to 3.0% annually.
The softer inflation data could reduce pressure on the Federal Reserve to raise rates immediately. New York Fed President John Williams indicated there is no urgency to act following September’s rate hike, although he still expects another increase may be needed later this year.
One area of concern is consumer finances. The savings rate dropped from 4.6% to 4.1%, its lowest level in four years, suggesting consumers continue to spend while saving less.
The inflation report was encouraging for financial markets and showed meaningful progress toward lower inflation, which could help ease some of the upward pressure on interest rates if the trend continues.
Source: MBS Highway
The housing market is shifting in buyers’ favor as more homes become available and competition eases. Redfin reported that,“Sellers outnumbered buyers by 58% in August, the biggest gap in Redfin’s records, driven by a surge in listings and stagnant demand”.
This is the widest gap since Redfin began tracking in 2013. Also interesting is that housing supply reached its highest level in more than a decade, giving buyers more choices and negotiating power.
Affordability remains a challenge, with mortgage rates around 7% and the median existing-home price rising 1.6% year over year. Pending sales and mortgage applications have declined, as high costs and economic uncertainty keep some buyers on the sidelines. Many homeowners are also hesitant to trade their existing low mortgage rates for higher ones.
In some markets, homes are taking longer to sell, prompting sellers to adjust prices and increase marketing efforts. Buyers with substantial cash or home equity are especially well positioned, although the overall sales pace through August remained largely unchanged from last year.
For buyers who are financially ready, greater selection and less competition offer an encouraging opportunity to find a home that fits their needs and budget.
The Federal Reserve raised its benchmark interest rate by 0.25 percentage points, bringing the target range to 3.75%–4.00%. The Fed made the move because they feel that inflation remains elevated, while consumer spending, business investment and the labor market continue to show resilience. Higher rates are intended to slow demand and help return inflation to the Fed’s 2% goal.
Although the Fed does not directly set mortgage rates, its decisions influence the bond market and investors’ inflation expectations. When the Fed hikes rates it can be seen as deflationary since it makes borrowing money more expensive and slows down the movement of money. Bond investors’ arch enemy is inflation so a push from the Fed to fight inflation can garner more attention from investors to purchase more bonds which would help mortgage rates decrease. However, the comments following the policy change put pressure on the bond market since Fed Chair Warsh’s comments were seen as “thin” and he also mentioned inflation is still hanging around.
If inflation cools and the Fed wins the trust of the markets by continuing to fight inflation, we could see rates have a chance to improve, but if the opposite occurs rates could continue their trend and increase more. Oil is also a large factor and if we can get it to drop in price it could also assist mortgage rates to improve.
Source : Federal Reserve
